HIRING UNDERWRITERS - US MORTGAGE!!!
Required Junior / Senior Underwriters with overall 5+ yrs in US Mortgage & min 3+ years U/W experience in Encompass 360. Can join us immediately or within 15 days max.
Role / Job description:
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Must have hands-on experience on Encompass 360. Should Be Well versed with End to End Mortgage Loan Processing Cycle.
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Knowledge of Different Type of loans mostly Conventional, FHA, VA, and their Functioning.
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Residential mortgage underwriting experience with Pre-underwriting, Post-underwriting condition clearing experience.
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Should have knowledge of critical closing documents. Must be able to make loan-level decisions and provide conditions to clients in Encompass.
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Experience in analyzing 5 Cs (Credit, Capacity, Character, Collateral, and Cash Flow) which includes Loan Origination, Initial Condition clearing, Prior to Docs and Prior funding approval
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Analysis and reading a credit report, title document.
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Knowledge of Income Calculations, Debt to Income, tax Returns, Reading credit Reports, Identifying Red Flags.
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Should be able to underwrite the loans using Fannie Mae and Freddie Mac guide!
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Should be able to Run and Analyze DU and LP applications with in-depth knowledge of Fannie Mae, FHA, VA, USDA guidelines.
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Demonstrated ability to communicate, both verbally and in writing within and outside the organization.
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Should be extensively able to communicate via phone, chat, and e-mail with external parties of clients and company management
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Preferred strong analytical skills
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A passion and desire to continuously improve work productivity & quality
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Strong technical skills and ability to work in a remote environment.
Email us : koustubh@skylerglobalsolutions.com or apply on https://www.linkedin.com/hiring/jobs/2348406774/